Why now is a great time to consider refinancing your mortgage!

Now may be one of the best times to consider reviewing your mortgage and consider refinancing. Why refinance now?

1. Record low interest rates. Rates are now available under 3%! if your rate is over 4% and you are a standard borrower, then you are probably paying way too much.

2. There is more capacity available. Recent changes to assessment rates (the rates banks use to stress test your ability to pay) have reduced the rate used. This sensible change has provided up to 15% more borrowing capacity.

3. Documentation is easier. By utilising online document gathering to obtain bank statement and other required information, the process is much easier and faster.

If you want to explore your refinancing options we offer an obligation free loan assessment 1300 844517.

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Highland Finance Pty Ltd is an authorised representative (491823)of Elders Home Loans Pty Ltd (Australian Credit Licence 384408)