Get moving today with our asset finance and vehicle finance solutions ---->

Finance for income producing equipment, business assets, motor vehicles and commercial vehicles. Whether you are a new business or just require a lease turnover we can assist with a fast response.

Asset finance can be obtained by utilising the following different types of loans.

Business

Chattel Mortgage - Equipment is owned in your name, purchase GST claimable, no upfront options, 2 to 5 year terms available, best used with cash accounting method.

 

Commercial Hire Purchase - As above with equipment ownership passing with final payment. Accruals accounting method.

Finance Lease - Payments deductible in full, residual payment payable and end of term, fixed rate term.

 

Operating Lease - Equipment is not owned, no residual payment, payments are fully tax deductible.

 

Employer / Employee

Novated Lease - Employer managed lease payments that are made out of employee pre-tax salary.

 

 

 

 

Private

Personal Loan / Line of Credit - Secured and unsecured personal loans are available to private borrowers for vehicles, alternatively a line of credit can be a good option for home owners eeking to purchase a new car or boat at low, home loan rates.

Motorcycles and Boats

If you are thinking of purchasing a motorbike, scooter or boat for either work or fun we are able to assist with a fast turnaround with leading lenders in this specialty area.

Highland Finance Pty Ltd is an authorised representative (491823)of Elders Home Loans Pty Ltd (Australian Credit Licence 384408)