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Finance for income producing equipment, business assets, motor vehicles and commercial vehicles. Whether you are a new business or just require a lease turnover we can assist with a fast response.
Asset finance can be obtained by utilising the following different types of loans.
Business
Chattel Mortgage - Equipment is owned in your name, purchase GST claimable, no upfront options, 2 to 5 year terms available, best used with cash accounting method.
Commercial Hire Purchase - As above with equipment ownership passing with final payment. Accruals accounting method.
Finance Lease - Payments deductible in full, residual payment payable and end of term, fixed rate term.
Operating Lease - Equipment is not owned, no residual payment, payments are fully tax deductible.
Employer / Employee
Novated Lease - Employer managed lease payments that are made out of employee pre-tax salary.
Private
Personal Loan / Line of Credit - Secured and unsecured personal loans are available to private borrowers for vehicles, alternatively a line of credit can be a good option for home owners seeking to purchase a new car or boat at low, home loan rates.
Motorcycles and Boats
If you are thinking of purchasing a motorbike, scooter or boat for either work or fun we are able to assist with a fast turnaround with leading lenders in this specialty area.
