Highland Finance is a Sydney based mortgage broker , established in 2015 to provide commercial finance, mortgage broking and Insurance services to the growing SME market.. We are located on the lower North Shore of Sydney and service a wide range of personal and business clients.


Highland Finance is an authorised representative of Elders Home Loans and has access to a panel of over 30 lenders. We are accredited mortgage and finance brokers with the major banks, second tier mortgage lenders and specialist business finance companies. Our lending panel allows us to find the right product for your needs. Elders Home Loans Pty Ltd is a division of Elders Ltd, one of Australia's oldest and most widespread businesses.


Highland Finance is an accredited member of the Finance Brokers Association of Australia, one of two industry bodies in Australia representing mortgage and finance brokers. As part of the membership with the FBAA, brokers are required to keep up to date qualifications industry training and communications. We are also members of the Chatswood and NSW Chamber of Commerce.


James founded Highland Finance to assist a growing base of clients meet their finance requirements. He overseas initial client needs assessment, information gathering, product selection and applications. Ongoing customer support and advise also forms an integral part of our customer service approach.


James has had an extensive career working in the insurance broking, banking and credit management industries. He is the founding Director of Mercury Credit Pty Ltd and Debt2go mobile app. He is an accredited finance broker, qualified insurance broker and served as a NSW justice of the peace for more than ten years.

Highland Finance Pty Ltd is an authorised representative (491823)of Elders Home Loans Pty Ltd (Australian Credit Licence 384408)